Unlocking Homeownership – Everything You Need to Know About How Mortgages Work

By: Chantelle Davis

Published on: 04/11/2024

Want to know how mortgages work without all the confusing jargon? This guide breaks it all down for you! From understanding the key parts of your mortgage payment—principal, interest, taxes, and insurance (PITI)—to exploring different types of loans and walking through the step-by-step process of getting a mortgage, we’ve got you covered. Get the insights you need to make smart, confident choices on your journey to homeownership.

First Time Homebuyer

Getting Ready for a Mortgage - What First-Time Homebuyers Need to Know

By: Chantelle Davis

Published on: 20/09/2024

Ready to buy your first home? This article breaks down the key factors for mortgage approval—credit score, debt-to-income ratio, income stability, and more. Get informed and prepared for a smooth path to homeownership!

First Time Homebuyer

Mortgage Rates 101: Why the Best Deal Isn't Always the Lowest Rate

By: Chantelle Davis

Published on: 19/09/2024

Why Chasing the Lowest Mortgage Rate Could Cost You Thousands! Discover how mortgage interest rates work and why you should 'date the rate, but marry the price.' Learn what affects your rate, from credit score to loan type, and avoid falling for low-rate traps. Perfect for first-time homebuyers, those refinancing, and investors.

Rates