Whether you’re buying your first home, refinancing, or investing, we’re here to make every step simple and empowering.
At The Mortgage Strategist, we bring another perspective to home financing. With experience of two decades in financial services, our focus is engaging and educating our clients on making intelligent, strategic decisions that go beyond getting just a mortgage. Our first-time homebuyers, investors, and anyone looking for ways to improve their financial future connect tax advantages, wealth-building options, and homeownership.
We know buying a home is one of life's biggest milestones, and we're here to make the journey smooth, empowering, and fitting to your vision of the future. Whether improving your credit or finding the best loan options, every step is made as seamless as possible, always keeping you consistently aware, confident, and prepared to build a strong future. With us, there is more than mere mortgage service; you get a friend that's committed to financial freedom and security through real estate.
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the mortgage process.
Closing
Finalize your mortgage and receive the keys to your new home!
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.
Legal Disclosures: Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit: http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm